First-Time Buyers
What to know before you apply for a mortgage
Learn the important steps to take before starting your mortgage application.
Latest blog
Clear answers, before you apply.
Guides, checklists, and plain-language articles to help you understand the mortgage process at your own pace.
Blogs
Articles
Short, useful pieces written for borrowers not for industry insiders.
Credit & Qualifying
How much home can you actually afford?
Understand your budget, monthly payment and borrowing capacity.
First-Time Buyers
Understanding loan programs in one page
Compare common mortgage programs and find the option that fits your needs.
Closing Process
Documents to gather before you apply
Prepare the financial and identification documents commonly requested by lenders.
Credit & Qualifying
Refinancing: when does it make sense?
Explore when refinancing may help lower payments or improve your loan terms.
Closing Process
Mortgage terms, without the jargon
Get simple explanations of the most common mortgage and closing terms.
FAQ
Still questions?
We have the answers to the most frequently asked questions.
How do I get started?
You can get started by filling out our online form or contacting our support team directly.
What is the difference between prequalification and preapproval?
Prequalification is an initial estimate based on the information you provide. Preapproval usually requires verification of your income, assets and credit history.
Does starting an application affect my credit?
Initial inquiries may use a soft credit check. A full mortgage application may require a hard credit inquiry, which can temporarily affect your score.
What documents will I need?
You may need identification, proof of income, recent bank statements, tax documents and information about your current debts and assets.
Will I work with one person or get passed around?
You will have a dedicated advisor who will guide you throughout the process and keep you informed at every stage.
Is my information secure?
Yes. Appropriate security measures are used to help protect your personal and financial information.
Ready to take the next step?
Start your application today or talk with a loan officer about your options.
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